Here is an unfortunate situation that we see all too often. A person is really too sick to work but cannot afford to quit and file for disability. If a person is working at "substantial gainful activity" (SGA) level, Social Security says he/she is not disabled. They will not accept a disability application. SGA level for 2013 is earning at least $1,040 per month before taxes. Please note that this applies to earned income or wages, not investment or retirement income.
The only solution available to a person who must work is to work below SGA level; that is, to earn less than $1,040 per month. This would usually involve part-time employment. Then, it is possible to apply for Social Security disability while working.
We see people everyday in our practice who really should not be working. However, as a client told me recently, "If I quit work I'd be on the street." Sadly, the options are: quit work and wait out the Social Security disability process, which can take months or years; or, try to get by on earning less than $1,040 per month.
If you need help plowing through the complicated disability process, please call our Huntsville, AL office. We'd be happy to speak with you and there is no charge for a consultation. In fact, we make no charge unless we accept your case and help you win back pay benefits. It's a no risk proposition.
Contact us at (256) 799-0297 or toll free at 1-855-854-CASH.
HELPING HONEST, HARD WORKING PEOPLE GET THE DISABILITY BENEFITS THEY DESERVE. WE WORK TO GET YOU MAXIMUM BENEFITS AS QUICKLY AS POSSIBLE. Phone (256) 799-0297.
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